If you’re facing foreclosure, especially in these challenging COVID-19 times, you need a foreclosure defense attorney in Delray Beach that will have your back. Your home is presumably your greatest asset. You have worked hard all your life to buy your dream home and now it may suddenly be taken away. It can be stressful and overwhelming to figure out what to do. But, take heart; if you’re facing foreclosure, you’re not alone or at the end of the road by any means. You may be surprised to learn that you have a few other options. A foreclosure defense attorney in Delray Beach can help you turn your situation around. The first thing to do would be to enlist the aid of the experienced foreclosure attorneys at The Law Offices of John E. Mufson. We will help you work towards a successful outcome.
At The Law Offices of John E. Mufson, we know just how frightening the threat of foreclosure can be. As soon as you receive your notice, there is no time to waste—call us. The sooner you act the more options you will have. You may think you have to leave your home, but that isn’t always the case. Each situation is different and there are often many ways to approach a foreclosure defense. Foreclosure laws can be complicated and you will need an experienced foreclosure defense attorney in Delray Beach to help sort things out for you. The unfortunate truth is that the longer you wait to act, the more you have to lose.
How Can We Help Defend You Against A Foreclosure?
To move your case towards a successful resolution, there are a few tactics that our team of foreclosure defense attorneys might initiate to help move your case towards a successful resolution. Foreclosure can feel incredibly overwhelming, but you can breathe a little easier knowing that there are options available to you. Some of the approaches we might use to settle your debt include:
• Loss mitigation: Certain options may allow you to stay in your home while the attorneys come to an agreement to resolve your past-due mortgage payments.
• Mortgage modification: This could mean a change in the terms of the mortgage such as an extension of payments or a reduction of the principal balance of the loan.
• Short sale: Essentially the lien holder agrees to accept less than the amount owed on the mortgage so that a sale of the property can be made.
• Deed in lieu: In most cases, this will release you from all obligations and liability under the mortgage, but not always.
• Debt relief: A plan is made to pay off your creditors usually with one large reduced monthly payment.
• Short payoff: This occurs when a lender agrees to accept less than the full balance of the mortgage as payment in full, and releases the borrower from the debt.
There is no one size fits all defense. That’s also true of our foreclosure defense team. As you can see, there is no one size fits all defense. There is no clear cut path to negotiating a foreclosure settlement. But the best place to start to work all of that out is to call the team of experts at The Law Offices of John E. Mufson. Call our team of foreclosure defense attorneys in Delray Beach. We have years of experience to negotiate the most effective settlement for you. Whether you’ve just received a notice of foreclosure or you’re currently embroiled in the foreclosure process, we will weigh all of your options and then negotiate a fair and manageable plan for you, so that you can begin to see the horizon through the fog. When you hire our team to defend you, nothing is out of reach. Don’t delay! Call us today at (561) 272-1003 for your free consultation.