Financial struggles can be quite stressful. Having a mountain of debt and feeling like you can barely chip away at it is difficult. There are many forms of debt, including credit cards, student loans, mortgages, car loans, and more. Debt collector calls do not help. In fact, they add more stress to the overwhelming pile. Did you know that debt collector harassment is against the law? If you are looking for debt solutions in Delray Beach, contact Mufson Law.
How Debt Solution in Delray Beach Can Help with Debt Collector Harassment
There are rules when it comes to the role of the debt collector. Though many are just doing their jobs, there are times when a debt collector can go above and beyond, harassing people with debts. The Fair Debt Collection Practices Act (FDCPA) protects consumers being harassed over the phone and by mail. While debt collectors may identify themselves every time they call, notify, file a lawsuit, or verify the debt, there is an extensive list of things they cannot do.
The FDCPA helps to protect individuals from being called at unreasonable hours. Debt collectors are only allowed to call between 8 am and 9 pm. They are also not allowed to call numerous times. This is considered abuse and can also be considered harassment. If an individual has asked for the calls to stop with a written notice, then the debt collector is not allowed to continue calling.
Additionally, debt collectors cannot use profane language, report false information, seek unrealistic amounts, or deceive the individual. Unfortunately, this is more common than one may think. At Mufson Law, we help residents with debt solutions in Delray Beach. We provide a free evaluation of one’s case, followed by the best possible options. If a debt collector is harassing you, then you deserve a strong and supportive team on your side like Mufson Law. Call us today at (561) 272-1003 to find out more.