Are Debt Programs Effective in Delray Beach?

There are many different debt programs in Delray Beach that offer an alternative to bankruptcy. These plans will promise you benefits such as a shorter debt pay off time, lower interest rates, and only one monthly payment for all your bills. While this may seem to be a great decision to make, you should learn the facts about debt programs before you go in head first. We encourage you do the same homework on bankruptcy as well. There is a clear difference between choosing an easy pay off program and filing for bankruptcy. Unlike a debt program, filing for bankruptcy protects you from creditor lawsuits, repossession, foreclosure, and so much more.

While a debt program offers gimmicks such as “peace of mind” and “freedom from debt” they provide no plans on how they are going to get you there. When you file for bankruptcy you are making a deal with the court, not a random company. You are given immediate time and freedom from your creditors. As you file for bankruptcy, you also have an expert attorney on your side throughout the entire process to lead you in the right directions.

Instead of a counsellor that may or may not be able to guide you during your debt program, a real attorney is there to guide you through the process of bankruptcy. At Mufson Law, we help people get the debt relief they need while also protecting their assets. While bankruptcy may seem more frightening, it will help you further down the line compared to the likes of a debt program.

With a bankruptcy, you are forgiven for your debt but there is no way you can inquire more because the low credit you have acquired. The only way you can go is up. With a debt program, you can easily double your debt because there are no limitations. The “counselors” do not care about your debt, they care about their own finances. Fraud is often common with debt programs, which does not help your situation any.

When you need to deal with unsecured debts like credit card bills, medical bills, and other loans, a bankruptcy in Delray Beach is the best option for you in all aspects. Whether you need to file for Chapter 7 or 13, you can turn your debt around. Contact a real lawyer today at (561) 272-1003 for all your inquiries about debt.