Are there any Debt Programs in Delray Beach that can help me? 

Many Americans find themselves with unmanageable debt and are looking for ways to find debt relief. Some people fear filing for bankruptcy so they look for other ways to reduce or eliminate their debts. In many cases, filing for bankruptcy can be the best option depending on your current financial situation. If you’re looking for debt programs in Delray Beach, contact The Law Offices of John E. Mufson today. John Mufson and his team can help you find a debt program or bankruptcy option that works for you.  

Learn the truths about debt programs in Delray Beach

If you’re struggling with large amounts of debt it’s time to learn about your options and what might be best for you. Debt workouts and debt programs are typically used by large businesses or corporations to restructure their finances and take care of their debts. Often times, a debt program isn’t the best option for an individual or small business owner. With debt workout schemes and other programs there can be some unpleasant realities including:  

  • You are taxed on the amount of debt that is forgiven.  
  • Your credit score doesn’t improve during the workout period.  
  • During the workout period a creditor can still file a creditor lawsuit.  

For many individuals and small business owners filing for bankruptcy can be the best option to get rid of your debts. When you work with a good bankruptcy attorney you’ll learn the benefits of filing for bankruptcy and if it’s truly the best option for you. John Mufson and his team are experienced working to find their clients the best debt relief and bankruptcy options to help you get a fresh start financially. Chapter 7 bankruptcy is one option, which allows you to completely discharge unsecured debts. Chapter 13 is the other option for individuals, which will forgive unsecure debts after your repayment period is complete.   

Find your best debt relief option today

If you’re struggling with debt it’s time to call The Law Office of John E. Mufson. John Mufson and his team will work with you to find the right debt relief option for you, whether that’s filing for bankruptcy or finding a debt program that works for you. Often times filing for bankruptcy is the best option for an individual. Schedule your free consultation with John Mufson today by calling (561) 272-1003.