Credit Card Harassment Delray Beach

Credit Card Harassment Delray BeachIt can be easy to go shopping and just pay with your credit card for everything. Then you get your balance at the end of the month and can’t believe how much money you’ve spent. Falling into credit card debt is easy. Paying off all your debt is another story though. If you’re struggling with credit card debt and the harassing calls won’t stop, you need to speak with a bankruptcy attorney. Our team at The Law Offices of John E. Mufson can assist you and give you advice for the best way to eliminate your debt. Filing for bankruptcy is one way to get relief from harassing creditor calls. When you file, the calls will immediately stop, and you’ll be able to work towards getting back on your feet financially.

Can Bankruptcy in Delray Beach Help Me?

There are two main types of bankruptcy that individuals can file for. Both are options to help you relieve your debts, and which option is best for you depends on the type of debt you’re in and how much debt you have.

The first option is Chapter 7 bankruptcy, which is the liquidation form of bankruptcy. When filing for Chapter 7 bankruptcy, you must sell your assets to help pay back your debts, and the rest of your debts are forgiven. This allows you to get a fresh start, and with good financial decisions you’ll be able to stay out of debt!

Chapter 13 bankruptcy is the other option for individuals. This option typically gives you a payment plan of three or five years, in which you combine your debts into one affordable monthly payment. After the three or five years is up, the rest of your debt is forgiven.

When you file for bankruptcy it allows you to relieve your debts and get a fresh start. To learn about the options you have and see if bankruptcy is a potential solution for you, call our attorneys at The Law Offices of John E. Mufson. We offer free case evaluations and can get you back on track to financial freedom. Filing for bankruptcy may seem like a scary possibility for many, but it can actually help you if you’re in more debt than you can manage. Call our office today to learn about your options when it comes to getting rid of your debts.