What can a Bankruptcy Law Firm do for me in Delray Beach?

Many people find themselves dealing with high amounts of debt and have no idea how they’re going to be able to pay off their debt. If you find yourself with high amounts of debt and no solution to pay it off filing for bankruptcy may be an option. At The Law Offices of John E. Mufson, we have a team of attorneys who can help you find the best solution to eliminate your debts.

Is filing for bankruptcy the best option for me?

When you sit down with Mr. Mufson he will work to help you find the best way to reduce or even eliminate your debts. There are two types of bankruptcy that are most common for individuals looking to file. These options include chapter 7 and chapter 13 bankruptcy. The type of debt you have and the amount of debt you’re in can help determine which option is best suited for you. Some of the unsecured debts that can be eliminated when filing for bankruptcy include:

  • Medical bills
  • Credit card debt
  • Utility bills
  • Personal loans
  • Some taxes

When you have these unsecured debts eliminated it can give you a little breathing room and allow you to get back on your feet financially. Many people have unsecured debts along with other debts including student loans. While your student loans aren’t forgiven when you file for bankruptcy, having other unsecured debts forgiven can help give you the opportunity to pay back your student loans. Another aspect of filing for bankruptcy is that the harassing creditor calls will immediately end. If you have collectors constantly calling your house demanding money, filing for bankruptcy can be a way to put an end to these calls.

John Mufson and his team can help you find the best debt relief option for you. For some people, filing for bankruptcy can give them the chance to start over and eliminate the debts they have. There are many programs that offer debt consolidation in Delray Beach, but be careful because many of these are scams and won’t help you get out of debt. If you need a solution to help eliminate your debts our team at The Law Offices of John E. Mufson can help. Call us today to schedule your free initial consultation.