Don’t Lose Your Home! For Help Call A Top Foreclosure Defense Lawyer in Delray Beach

When you receive a notice of foreclosure, please don’t despair. It does not necessarily mean you will lose your home. But time is of the essence to make your case. The sooner you act, the more options you will have to build a good foreclosure defense. At The Law Offices of John E. Mufson, our foreclosure defense attorneys’ goal is to help you save your home or investigate viable alternatives that you can live with. You may consider it a losing battle and view foreclosure as a no-win situation. Still, with the help of our knowledgeable foreclosure lawyers in Delray Beach, we believe we can work together towards finding a viable solution.

Foreclosure Options to Consider

The good news is that there are some great options to consider before giving up. First, your foreclosure defense attorney should take the time to consider your financial needs and goals. The experienced team at The Law Offices of John E. Mufson will advise you of a few different approaches to overcoming foreclosure. We may suggest the following:

  • A repayment plan – this may buy you some time to come up with a payment plan that works for everyone. Spreading payments out over a set amount of time may be a viable option.
  • A loan modification – this does not always work in your favor as the loan may end up costing you more in interest over time. But it is an option to buy you more time.
  • A forgiven mortgage payment – sometimes, a lender might forgive a mortgage payment or two if you promise to remain current on all future payments. 
  • A short sale – a short sale can be a great alternative to foreclosure. How it works is that your lender agrees to take less than they are owed. It is asking your lender to sell your property for less than the outstanding mortgage balance.
  • A deed in lieu – in this type of foreclosure structure, the deed to your home is signed over to the bank. You walk away from any obligation to pay your mortgage back. Although this will leave you free and clear of your debt, it will significantly damage your credit rating, making it impossible to purchase a home any time soon.

We help you weigh all your legal options

When considering alternatives to foreclosure, it’s best to speak with an experienced foreclosure defense attorney in Delray Beach. Some of these options are ideal if you want to be free from the stress of a monthly mortgage.  You may forfeit your home but in exchange for a minimal to nonexistent impact on your credit score and the ability to purchase a new home in the future. If you’ve recently received a notice of foreclosure or know that one will be coming in the mail soon, reach out to our team at The Law Offices of John E. Mufson today.  

Ready to get in touch?

As you can see, there is no one size fits all foreclosure defense. There is no clear-cut path to negotiating a foreclosure settlement. Call our team of foreclosure lawyers in Delray Beach. We have years of experience in negotiating the most effective settlements. Rest assured, our foreclosure lawyers can help you determine the best path to take. Foreclosure can feel incredibly overwhelming, but there are options. Whether you’ve just received a notice of foreclosure or you’re currently embroiled in the foreclosure process, the legal team at The Law Offices of John E. Mufson can help you understand all of your options. Don’t be left out in the cold! The Law Offices of John E. Mufson can help you get your home back. We will negotiate a fair and manageable plan for you. Help is within reach. Call us today at (561) 272-1003 for a free consultation.

A Trusted Medical Malpractice Lawyer in Delray Beach Can Help you Come Out Ahead

We trust medical professionals every day, and we expect them to be the best at what they do. We don’t expect them to make serious medical mistakes that can cost us our lives or the lives of our loved ones in some cases. Doctors and nurses are human, and humans make mistakes. But sometimes, these mistakes can cost lives, and that is not okay. They take a medical oath to “do no harm,” yet sometimes they make costly errors. When a medical professional makes a severe mistake, it can be life-threatening and must be taken seriously. It’s unfortunate, but as we grow older, we begin to understand that general practitioners, dentists, nurses, surgeons, and even veterinarians do make mistakes from time to time. And these mistakes can be devastating to the patient in terms of physical and emotional damage. If you’ve been the victim of medical malpractice, you may need an attorney to help fight for any pain and suffering they may have cost you. This is called medical negligence. At The Law Offices of John E. Mufson, we’re experienced in medical malpractice and medical negligence and know how to help you get the justice you deserve. If you or a loved one has been affected by medical negligence, it’s time to call a medical malpractice lawyer in Delray Beach that you can trust.

How do I know if my medical malpractice suit is valid?

When you’re claiming that you or your loved one suffered from medical negligence while under the care of your doctor or nurse, the legal aspects can get a little complicated. That’s why you need an experienced medical malpractice attorney like John Mufson, to help fight for your rights. We are here to help you obtain a fair settlement for your physical and emotional suffering, lost wages, and mounting medical bills. 

At The Law Offices of John E. Mufson, we have a success rate for cases that fall under the following categories:

  • Operating room mistakes
  • Medication mix-up/wrong prescription
  • Insufficient testing for specific conditions
  • Diagnosis of the wrong illness
  • Birth Injuries
  • Incorrect diagnoses

Get in touch today

If you’re looking for a top medical negligence lawyer in Delray Beach, call The Law Offices of John E. Mufson today to find out more about your legal rights and how we can help you. We will take the necessary steps to help you win a settlement that includes compensation for pain and suffering, lost wages, and anything else you deserve. We will do everything in our power to hold the medical professional who harmed you accountable for their actions. So, don’t delay another minute; reach out today for your free consultation to learn how one of our medical malpractice lawyers in Delray Beach can best assist you.  During our initial consultation, we review and make recommendations on how to proceed based on your case’s scope.

Each medical negligence case is different, so it’s essential to schedule a personalized consultation with one of our lawyers as soon as possible. We can help assess your case and go over all of your options. Most of these cases require that we obtain your medical records and any witness reports. We do all of the leg work that’s involved in these complex cases and more. While a lawsuit may not undo the pain and suffering that a medical professional has caused you or your loved one, it can help you find closure and peace-of-mind.

At  The Law Offices of John E. Mufson, we aim to settle each medical malpractice or negligence case for the best possible results and to obtain the best settlement for you. Each case is different, so call us today at (561) 272-1003 to determine how we can help.

Trust the Leading Car Accident Lawyer in Delray Beach to Handle Your Case

The damages and suffering that you and your loved one experiences from a car accident can be devastating. If you’ve been injured in a car, motorcycle, or truck accident, you know the last thing you want to think about is finding a car accident attorney to help you. But the truth is, as soon as you have recovered from your injuries, you’ll want to seek out the best legal team to help you get you the compensation that you deserve for your pain and suffering. The Law Offices of John E. Mufson is a personal injury law firm located in Delray Beach, who will be there for you from the beginning to the end of your case. We’re focused on providing you with the best possible legal assistance. Never settle for less than you deserve. Our car accident attorneys in Delray Beach are the best in the business and are dedicated to ensuring that you receive the best settlement possible for your injuries.

When should I call a car accident attorney?

It’s essential to get to a safe place and to have someone call an ambulance if you or the other driver is injured. You should contact a car or truck accident attorney after you’ve taken care of any medical needs for you and your loved one. You should make sure you are in a safe place and that you are out of harm’s way. You should also make sure you fill out an accident report with the police before leaving the scene. This could be the most critical documentation necessary to build your case. As a leading truck and car accident attorney in Delray Beach, we will fight to get you every dollar you deserve. You can expect that we will thoroughly investigate your case and then lay out a course of action that makes sense and that everyone is comfortable with. 

Here’s how a car accident lawyer in Delray Beach can help you:

Gathering Documents – We will help you obtain your medical record from the hospital to provide a good documentation source for your case.

Filing Your Insurance Claim – We will negotiate with the insurance company on your behalf and help you file the claim.

Dealing With Other Motorist + Attorneys – Contact with the other party and their attorney can be uncomfortable and challenging. So, you’ll want to avoid it at all costs, especially if there is a lot of damage involved on both ends.

Collecting Evidence – You can help by taking photographs of the scene, any damage to your car or truck and the other motorist’s car, and any bruise or cuts you may have suffered due to the accident.

Court Representation – Navigating the court system can be a little tricky, and rest assured, we are here to help you from the beginning to the conclusion of your case.

Contact Us Today to Learn More!

At The Law Offices of John E. Mufson, we will help you obtain the right documentation, deal with your insurance company, navigate the court system, and pursue the right avenues for settlement that can seem challenging at times. We are here to address all of the aspects that go into making your case successful. But all of this takes time, and knowing that a trusted law firm is on your side will ensure your case’s success. Lead attorney John Mufson takes a personal interest in every single case and will not stop fighting until the best outcome for you is reached. Call us today to get started at (561) 272-1003. Our dedicated legal team is ready and waiting to give you the assistance you need today! Call for your free, no-obligation consultation.

Don’t Lose Your Home! Let a Top Foreclosure Defense Lawyer in Delray Beach Protect Your Rights

If you’re facing foreclosure, especially in these challenging COVID-19 times, you need a foreclosure defense attorney in Delray Beach that will have your back. Your home is presumably your greatest asset. You have worked hard all your life to buy your dream home and now it may suddenly be taken away. It can be stressful and overwhelming to figure out what to do. But, take heart; if you’re facing foreclosure, you’re not alone or at the end of the road by any means. You may be surprised to learn that you have a few other options. A foreclosure defense attorney in Delray Beach can help you turn your situation around. The first thing to do would be to enlist the aid of the experienced foreclosure attorneys at The Law Offices of John E. Mufson. We will help you work towards a successful outcome. 

At The Law Offices of John E. Mufson, we know just how frightening the threat of foreclosure can be. As soon as you receive your notice, there is no time to waste—call us. The sooner you act the more options you will have. You may think you have to leave your home, but that isn’t always the case. Each situation is different and there are often many ways to approach a foreclosure defense. Foreclosure laws can be complicated and you will need an experienced foreclosure defense attorney in Delray Beach to help sort things out for you. The unfortunate truth is that the longer you wait to act, the more you have to lose.

How Can We Help Defend You Against A Foreclosure?

To move your case towards a successful resolution, there are a few tactics that our team of foreclosure defense attorneys might initiate to help move your case towards a successful resolution. Foreclosure can feel incredibly overwhelming, but you can breathe a little easier knowing that there are options available to you. Some of the approaches we might use to settle your debt include:

• Loss mitigation: Certain options may allow you to stay in your home while the attorneys come to an agreement to resolve your past-due mortgage payments.

• Mortgage modification:  This could mean a change in the terms of the mortgage such as an extension of payments or a reduction of the principal balance of the loan.

• Short sale: Essentially the lien holder agrees to accept less than the amount owed on the mortgage so that a sale of the property can be made. 

• Deed in lieu:  In most cases, this will release you from all obligations and liability under the mortgage, but not always.

• Debt relief: A plan is made to pay off your creditors usually with one large reduced monthly payment.

• Short payoff: This occurs when a lender agrees to accept less than the full balance of the mortgage as payment in full, and releases the borrower from the debt.

There is no one size fits all defense. That’s also true of our foreclosure defense team. As you can see, there is no one size fits all defense. There is no clear cut path to negotiating a foreclosure settlement. But the best place to start to work all of that out is to call the team of experts at The Law Offices of John E. Mufson. Call our team of foreclosure defense attorneys in Delray Beach. We have years of experience to negotiate the most effective settlement for you. Whether you’ve just received a notice of foreclosure or you’re currently embroiled in the foreclosure process, we will weigh all of your options and then negotiate a fair and manageable plan for you, so that you can begin to see the horizon through the fog. When you hire our team to defend you, nothing is out of reach.  Don’t delay! Call us today at (561) 272-1003 for your free consultation.

Trust the #1 Personal Injury Lawyer in Delray Beach to Have Your Back

Trust the #1 Personal Injury Lawyer in Delray Beach to Have Your Back

Have you or a loved one been involved in an accident that’s caused serious injuries or even loss of life? A serious injury can leave you out of work for months and without a source of income. If you are suffering, you deserve the best team of experienced attorneys to help you get the compensation you deserve for pain and suffering and loss of wages. At The Law Offices of John E. Mufson, a leading personal injury attorney in Delray Beach, we offer comprehensive legal assistance that covers a wide range of areas. That’s because our experienced team of attorneys has years of experience and the knowledge to help you win your case. We know you have a lot of choices when it comes to choosing the right personal injury lawyer in Delray Beach. But not all of them have the stellar reputation and years of experience that you’ll find with the exceptional team of lawyers at The Law Offices of John E. Mufson.

What types of cases do personal injury attorneys in Delray Beach Handle?

Are you a victim of a car accident? Medical negligence? Assault?  At The Law Offices of John E. Mufson, our experienced team is proud to have experience in a wide range of areas including medical malpractice; wrongful death; auto accidents; slip and fall; child injuries; catastrophic injury, and more. We know these types of injuries can create lifelong challenges that are truly overwhelming. When another party is responsible, it’s important to reach out to the best personal injury lawyer in Delray Beach to handle your case.

Is there anything I can do to help my attorney with my personal injury case?

Proper documentation of a medical injury or accident can help with most cases. It’s also important to avoid signing any paperwork before speaking with our personal injury lawyers in Delray Beach. We can assist with all personal injury cases where you’ve been a victim. When it comes to medical malpractice, documentation and retention of paperwork and medical records are essential ingredients that go into proving your case. We advise you to keep track of all case-related medical visits and your expenses as well. Slip and fall cases are another common type of personal injury case. But, they can be particularly challenging to prove. Again, photographing the scene, making sure not to sign anything without your attorney’s advice, keeping track of related costs and documenting lost wages help to build a successful case.

What can I expect from my personal injury attorney?

The experienced team at The Law Offices of John E. Mufson takes each and every case very seriously. But it all starts with your making an appointment for a free consultation structured to help you understand the specifics of your case. If we take on your case, we promise to work tirelessly on your behalf and never stop until we get you the compensation you deserve for your pain and suffering.  We can help with filing paperwork, navigating the court system and many other aspects of litigation. Of course, each case is different, but then again, we are not a “cookie-cutter” law firm. 

We give every client the personalized attention they deserve. When your medical injury, car accident, or slip and fall accident was clearly the fault of another, it’s important to hire the best personal injury lawyer in Delray Beach to aggressively prove your case. Look no further than the exceptional legal team at The Law Offices of John E. Mufson. Our lawyers in Delray Beach are dedicated compassionate individuals who care about making sure you get the compensation you deserve for your pain and suffering.

Call us at (561) 272-1003 for your no-obligation, free consultation to learn how we can best help you. We are here 24/7, so call us today. We have the legal resources and years of experience needed to help win your case by giving it the attention it deserves!

How Filing for Bankruptcy Changes Your Life

Bankruptcy is one of those topics of conversation that usually don’t come up organically. This is partly due to the stigma that surrounds those who utilize bankruptcy to get out of a bad situation. While we don’t blame people for wanting to keep their financial life private, the topic should not be frowned upon or considered as a negative one. If more people knew about bankruptcy and how it works, it could help those who may be able to benefit from it. While going through bankruptcy should not be glamorized, it most definitely should not be shunned in conversations. Here at The Law Offices of John E. Mufson, we choose to think about bankruptcy as a reset button. It is a chance for someone to start over and rebuild. If you are in a situation that feels like debt has overcome your life, then let our team help you. We can sit down with you and find out if filing for bankruptcy can help your unique situation. In the meantime, keep reading to get an idea of how filing for bankruptcy can change your life.

 

What Happens After Filing for Bankruptcy?

When you file for bankruptcy you are going to face some negative consequences, but once the process is over you will find that the fresh start is exactly what you needed to move forward. It’s important to know that there are also different kinds of bankruptcies you can file. While many will have similar consequences. Some may be better or worse for you depending on your unique situation.

 

Material Losses

After you choose which kind you want to file you are going to more than likely going to face some loss. While the reset button will be happily given to you, you are not going to get it without going through the wringer temporarily. This is why we always suggest speaking with an attorney about this decision before you make it. You want to make sure that the benefits outweigh the consequences before you file. But don’t worry too much, that’s what our team at The Law Offices of John E. Mufson are here for. A potential loss consequence of filing for bankruptcy is the loss of property or material items. You are not going to have debt erased without paying back creditors to an extent. This means that you may have to give up your home or homes, depending on your situation. If not your home, at the very least you will face losing expensive jewelry, vehicles, antique items, and other material possessions.

 

Damaged Credit

You may also face a damaged credit. This may have already been a reality of your life with outstanding debt; however, if your credit was not already damaged, it will be now. Not to say that it will always be like this. You will be able to rebuild it, it will just take some time. Lenders may choose to lend to you with higher interest rates in the future or decide to lend you less than they otherwise would have. However, your fate is not sealed by bad credit. By working with your attorney you can find a “give and take” situation that works best for you. For instance, some people find a way to not give up their home. Thus, they do not have to worry about the bad credit as much as they are not planning on taking out a new mortgage anytime soon. This is why it is so important to work with the best bankruptcy attorneys. Such as our team at The Law Offices of John E. Mufson.

 

Contact Us Today

If you have been struggling with debt and have no way of escaping it, then filing for bankruptcy may be a solution for you. While there are many downsides to filing for bankruptcy, the freedom you will have from your debt will allow you to receive more positives. Such as being debt-free and getting a second chance at rebuilding your credit. Living with debt isn’t easy, and neither is filing for bankruptcy, but we know you can turn things around once you bite the bullet and do it. To learn more about how to file for bankruptcy and if it is right for you, give us a call today at (561) 272-1003.

When to File for Bankruptcy in Delray Beach

The word bankruptcy tends to have a negative connotation to it. People hear the word and instantly associate it with ideas of failure. However, things happen and life does not always go as planned. There’s absolutely nothing wrong with having to ask for a fresh start. It happens to the best of us from time to time. Here at The Law Offices of John E. Mufson, we know better than anyone what it is like going through bankruptcy. Not only is it stressful but it can be difficult to know if it’s the right decision for you. After all, no one wants to ever talk about the topic or share their personal experiences with bankruptcy. But we believe that this fresh start should not have any stigma attached to it. This is why our team of experts has come up with a guide to help you understand what bankruptcy is and when to file for it. We can help you with the rest.

What Does Bankruptcy Even Mean?

Bankruptcy is usually the route some people take when their debt has drowned them. They do not have any other options and are fighting back at their debt, but while they do this they are putting themselves in more debt. It does not happen often and to many people, but unfortunately, some people get stuck with multiple kinds of debt and end up getting lost in it all. When you file for bankruptcy, you get relieved from the debt and have a second chance. You can now rebuild your credit and have a fresh start. But, just because you are in debt does not mean that you should file for bankruptcy. Certain kinds of situations render reasonable. Here at The Law Offices of John E. Mufson, we are here to help you decide if this is the best option for you. But, in the meantime, check out a few of the questions below and how you would answer them.

The more yeses, the more likely bankruptcy is a viable option for you.

  • Do You Know How Much Debt You Have?

If you are unsure how much debt you have and have been either unable to figure it out or simply cannot keep up with it, then bankruptcy may be able to benefit you. However, if you can easily check your debt by calling your bank or logging into a banking app, then this may not apply to you. There is a difference between not being able to keep up with the debt amount due to drowning in it and simply not keeping up with it out of laziness.

  • Are Debt Collectors Calling You?

If you are being bombarded by calls from debt collectors then you may want to work with our team to see if bankruptcy is the best decision for you. This does not apply if you have an outstanding parking ticket or other small fees. This is for the people who are getting calls about all kinds of legitimate debt they have, such as student loans and credit card debt.

  • Do You Use Your Credit Card for Everything?

Another question worth asking yourself is how often you use your credit card. If you use it to buy leisurely things only then bankruptcy may not be a solution for you. However, if you use it to pay for necessities such as food, water, and rent, then it may be time to consider other options. Using your credit card for everything only puts you deeper into debt, and while you may be working to pay off your debt, using your card is keeping you stuck in a vicious cycle.

Contact Us Today

If you have answered yes to most of these questions, or all of them, then it’s time you reach out to a trusty attorney at The Offices of John E. Mufson. Our team can help you figure out if filing bankruptcy is right for you. If it is, you can have a chance at a fresh start and get the opportunity to build your credit. But you will never know until you have an expert speak with you about your unique situation. To learn more about filing for bankruptcy, give us a call today at (561) 272-1003.

The Top Slip and Fall Injury Lawyer in Delray Beach Will Help You Get Justice for Your Pain and Suffering

Are you a victim of a slip and fall accident? These cases can be hard to prove unless you have an experienced slip and fall accident attorney in Delray Beach on your side. Slip and fall accidents are often about more than just about the physical injuries you’re facing. These cases are unfortunately often accompanied by lost wages and high medical bills. For these and other reasons, it may be in your best interests to seek out justice to be compensated for your troubles. Are you looking for a slip and fall lawyer that has a stellar reputation in Delray Beach and throughout South Florida? If so, it’s time to call on the expert slip and fall attorneys at The Law Offices of John E. Mufson. Our exceptionally knowledgeable team has many years of experience dealing with slip and fall accidents and understand how overwhelming personal injury cases can be. One thing is true—slip and fall cases are never clear cut. If you have been injured through no fault of your own, it’s time to reach out to us today. The exceptional team The Law Office of John E. Mufson is here to help you get the justice and compensation you deserve for your pain and suffering.

Why choose our slip and fall law firm?

While there is no shortage of slip and fall accident lawyers in Delray Beach, the team at The Law Offices of John E. Mufson stands out from the rest. We take a personalized approach to your slip and fall case. After all, we get that you’re overwhelmed and not sure how to begin. We offer an impressive track record and successful case history that show our focus on customized client success. Our goal is always to seek the maximum compensation for your pain and suffering, lost wages and medical bills. We have a success-minded aggressive team that will work tirelessly to get you what you deserve. Whether you’re looking for assistance with a slip and fall case, an auto accident, birth injury, or even medical malpractice, the exceptional team at The Law Offices of John E. Mufson is ready to assist with your case.

Our practice is diverse and client-centered:

While we are known for our stellar defense record in slip and fall cases, our firm also handles a number of other areas such as:

  • Automobile, motorcycle and truck accidents
  • Birthing injuries
  • Medical Malpractice
  • Wrongful Death
  • Bankruptcy
  • Debt Relief
  • Foreclosures
  • Loan Modification
  • Student Debt Relief
  • Collection Lawsuits
  • And much more

We understand that every slip and fall case can be different, which is why it’s so important to work slip and fall injury lawyers in Delray Beach that you can trust. The team at The Law Offices of John E. Mufson will be at your side from the beginning to the end of the case. Often, it takes time to investigate these cases and while other law firms might not keep in contact with you for months on end, the dedicated attorneys at The Law Offices of John E. Mufson are here for you 24/7. Our dedicated attorneys are just that—the most dedicated in the industry. Our expertise combined with years of in-depth knowledge acquired by trying numerous slip and fall and personal injury cases successfully is what makes us the best team to assist you in securing the justice you deserve.

How can you get started?

If you or a loved one has been injured in a slip and fall accident recently, then don’t hesitate to reach out to the slip and fall injury lawyers in Delray Beach at The Law Offices of John E. Mufson for immediate assistance and guidance. Don’t you deserve the best legal team to fight to get you the compensation you deserve? Whether it is to obtain compensation for medical bills, lost wages, and especially for your pain and suffering. Rest assured that we are dedicated to meeting all your legal needs. We understand how overwhelming a slip and fall injury case can be and our team prides itself on making the legal process go very smoothly for you. We are here to offer the best legal support and services for your case. So, we encourage you to call us today to schedule your free, no-obligation consultation with our slip and fall injury lawyers in Delray Beach today at (561) 272-1003. You’ll be glad you did!

Trust an Experienced Bankruptcy Attorney in Delray Beach to Protect your Rights

Many people want to know exactly how to file for bankruptcy. Whether you’re filing Chapter 7, 11 or 13, the process can be complicated. That’s why it’s in your best interest to find legal guidance for this matter. You want a Chapter 13 bankruptcy law firm in Delray Beach that has the years of experience and knowledge in understanding all of the ins and outs involved with processing your case through the court system. The exceptional team of attorneys at, The Law Offices of John E.  are here to help you navigate the bankruptcy system and explore your best options.

Which Is The Best Bankruptcy Option for Me? Chapter 7, 11 or Chapter 13? 

All options are available to individuals, but for most, usually Chapter 13 makes the most sense. Let’s break it down here and see why:

• Chapter 7 – If you file this type of bankruptcy you are required to liquidate all of your assets to quickly pay off your debts. No payment plan is needed as all of the liquidated assets will be enough to cover your debt. If you owe far more than you could ever fathom paying back, then you may be a candidate for Chapter 7 bankruptcy. 

• Chapter 11 – This is mainly for businesses, but can also be applied to an individual. Essentially, a repayment plan is created to help reduce your debt. The case must be agreed to by your creditors and confirmed in court. Chapter 11 usually makes sense for individuals or businesses with a very large amount of debt to pay back. 

• Chapter 13 – This type of bankruptcy is most commonly filed by individuals who have under $400,000 or less worth of unsecured debt. In this scenario, you keep your property in exchange for paying creditors your disposable income over a three to five-year repayment plan. Your creditors are required to stop all collection notices and you may even get your debt reduced or even wiped out completely. 

How do I get in touch with the best Chapter 13 bankruptcy attorney?

There is no clear-cut path to negotiating a bankruptcy settlement. In fact, we differ from many of the debt relief companies out there who will try to take advantage of you. That’s because we really try to help our clients get out from underwater without risking the destruction of your credit score for 10 years or more. Our team of exceptional chapter 13 bankruptcy attorneys has the years of experience to negotiate the most effective settlement for you. Rest assured we can help you determine which path may be the best for you to take. Because the bankruptcy choices you are presented with can feel incredibly overwhelming, we provide several options designed to help you get out of debt. 

How do I get started?

The best way to begin is to sit down face-to-face with one of our chapter 13 bankruptcy attorneys in Delray Beach. Rest assured that we will negotiate a fair and manageable plan for you. Filing for any type of bankruptcy, whether it be 7, 13, or 11 if you own a business, it is a complex matter best left to a professional. We can create an actionable debt relief plan for you that will not destroy your credit as some advertised debt relief plans do. We can help you regain your life and be free from debt once again. Don’t you owe it to yourself and your family to make this financial change? You deserve the most aggressive legal assistance, guidance, and representation you can find from a Chapter 13 bankruptcy lawyer in Delray Beach. Our many positive reviews don’t lie; it’s what we do for our clients every day is to help them rebuild their futures. We can do the same for you! To get started, please call us for a free consultation at (561) 272-1003. We are open and ready for business during this challenging time. 

How to Tell if Chapter 7 Bankruptcy is For You: Tips from a Top Chapter 7 Bankruptcy Lawyer in Delray Beach

If you’re thinking about filing for bankruptcy, you may be wondering, “How could this happen to me,” or that it’s something to be embarrassed about. But the truth is that it happens to people from all walks of life. Your grandmother, teacher, the mailman, or your doctor could file for bankruptcy at some time in their life. Sometimes bills pile up and it just becomes impossible to make ends meet. It’s nothing to be ashamed of and the good news is that help is available. At The Law Offices of John E. Mufson, we now it can be hard to manage your bills, credit card debts, medical expenses, and just the daily costs of living. It’s even harder to manage today when so many are out of work due to the COVID-19 pandemic. If you owe far more than you make, if you’re fed up with calls from creditors or if you’re constantly worrying about your bills, call our team of expert chapter 7 bankruptcy lawyers in Delray Beach today. We have a great success record and we’re one of the best bankruptcy law firms in Delray Beach.

How does bankruptcy work exactly?

Filing the paperwork for bankruptcy can be tedious and confusing, which is why it’s essential to call on the legal guidance and support of an experienced bankruptcy law firm like The Law Offices of John E. Mufson We are here to discuss the best options with you when thinking about filing for bankruptcy in Delray beach. 

What are the different types of bankruptcy options in Delray Beach?

There are a few different types of bankruptcy options and one may be a better choice for individuals and another may be a better choice for business owners. Chapter 13 is the best choice for many individuals. If you have the financial ability to pay off some of your debts but not all of your balances, then Chapter 13 may be the right fit for you. This form of bankruptcy involves a debt restructuring plan. Your income, debt, and expenses are analyzed, then your debts are restructured into payment amounts and cycles that match your financial capabilities. This means that with the help of Chapter 13 bankruptcy, you pay back only a small portion of your debt, a portion that won’t cost more than you can handle. The leftover balances after the Chapter 13 payment period can simply be wiped clean in many cases. 

Chapter 7 is another type of bankruptcy that you can file. If you owe far more than you can pay back, then you may be a candidate for Chapter 7 and calling on a chapter 7 bankruptcy lawyer in Delray Beach is your best option. With a Chapter 7, structure bankruptcy assets are exchanged for exemption of debts. Essentially, your credit card debts, medical bills, and other debts are wiped completely clean. You are not required to set up a payment plan, but instead, you exchange nonexempt assets for debt liquidation.  

How can you get started?

At The Law Offices of John E. Mufson, a leading bankruptcy law firm in Delray Beach, we’re here to help you understand how to approach chapter 7 bankruptcy and determine if it’s the right move for a person in your financial situation. We can guide you towards the healthy financial future you deserve, with legal assistance, support, and the best representation in South Florida. To learn more about how we can help with your individual situation, please call (561) 272-1003 for a free consultation and to meet with one of our skilled Chapter 7 bankruptcy lawyers in Delray Beach.