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    Find Out The Benefits of Bankruptcy

    Want to know if bankruptcy is right for you? Learn about the benefits it may offer to you.

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    Areas of Practice


    Underwater Homes

    Stripping Second Mortgage Liens In Bankruptcy

    With the recent decline in real estate values, many homeowners owe more on their homes than they are worth.

    Is your home underwater? The bankruptcy system may provide you with debt relief and a fresh start. Contact us today for a free initial consultation. We have offices in Delray Beach and Plantation, Florida.

    Beware Of Loan Modification And Short Sale Scams

    Some homeowners who are desperate to get relief turn to loan modification and short sale strategies. While tempting, these strategies present many pitfalls. A loan modification may take months to obtain, and during that time you are exposed to the threat of foreclosure. Even if a short sale is successful, you may still be subject to a deficiency lawsuit. Only a Chapter 13 bankruptcy filing can protect you from foreclosure and lawsuits.

    Our law firm has helped more than 2,000 people in South Florida get debt relief. Attorney John Mufson has the experience and knowledge that can help you.

    Bankruptcy Can Strip A Second Mortgage

    If you have an underwater home mortgage and a secondary mortgage, you have options. A Chapter 13 bankruptcy can completely strip a second mortgage. The second mortgage is converted to unsecured debt and rolled into your Chapter 13 repayment plan. At the end of your three- to five-year repayment plan, your remaining second mortgage is completely discharged, along with your remaining credit card debts, medical bills and other unsecured debts.

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      Get started on your free consultation right away!