Palm Beach County Bankruptcy Attorney
If you are being sued and a creditor has a judgment against you, the first step you should take is to speak with a Palm Beach County bankruptcy lawyer from our firm. At The Law Offices of John E. Mufson, we can discuss the possibility of discharging your personal liability on a judgment by filing for bankruptcy under Chapter 7. Your ability to complete this process will depend on whether the debt is dischargeable or non-dischargeable. We understand that this can be difficult time, which is why you can trust in us to be right by your side every step of the way.
Lien Avoidance
In some cases, you can avoid having a lien attached to your property after bankruptcy, which is primarily determined based on whether the debt is non-dischargeable.
Some non-dischargeable debts include:
- Student loans
- Child support obligations
- Spousal support obligations
- Debts owed to the government
- Post-petition homeowner association fees
- Death / injury compensation stemming from a driving under the influence case
Filing for bankruptcy can provide you with a level of comfort if the creditor’s lien will remain attached to your assets. Lien avoidance helps you get rid of the judgment lien. In order to avoid a lien, you will need to pursue bankruptcy and act in a timely manner. For assistance, do not hesitate to obtain guidance from our Broward County bankruptcy attorney at once.
Legal Assistance from Our Broward County Bankruptcy Lawyer
If you are facing a credit card lawsuit, bankruptcy can positively affect your situation. In a Chapter 7 bankruptcy, the credit card lawsuit cannot proceed while the bankruptcy is active. By filing a Chapter 13 bankruptcy, the credit card lawsuit is stopped by the automatic stay, and the debt will be treated in the same way as other unsecured debts.
Contact us today for assistance with your debt collection lawsuit.