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    Chapter 13 Bankruptcy Lawyer in Palm Beach County

    Individuals who choose to file for bankruptcy under Chapter 13 of the United States Bankruptcy Code do so for a variety of reasons. In some cases, they are not eligible to file Chapter 7 bankruptcy because they were unable to meet the requirements in the Chapter 7 means test. In other cases, individuals who file under Chapter 13 want to avoid the liquidation process of a Chapter 7 bankruptcy because they have nonexempt assets they wish to keep. In a Chapter 13 bankruptcy, debtors can still receive financial relief without having to sell all of their property.

    Benefits of Chapter 13 Bankruptcy

    When you work with our Palm Beach County bankruptcy attorney to file for Chapter 13 bankruptcy, we can help you determine the best course of legal action based on your debts. You can obtain immediate relief from your harassing creditors and halt a foreclosure process that has begun. Under Chapter 13, you will set up a repayment plan with your creditors and can consolidate and reduce your personal debts. This three- or five-year plan will allow you the opportunity to pay back your debts and even save your home from foreclosure.

    An added benefit of filing under Chapter 13 is that you may be able to eliminate a second mortgage if the market value of your house is less than the principal payoff balance of your first mortgage. You may even be able to defer your student loan payment and pay off tax debts. At The Law Offices of John E. Mufson, we can help you resolve your financial issues and obtain the debt relief you need. With more than 25 years of experience, our Broward County bankruptcy lawyer can provide you with the legal guidance you need to resolve this issue. Your case is excellent hands when you retain our firm.

    Contact us today for relief under the bankruptcy code.

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