Find a Consolidation Program right for you in Delray Beach

When you’re drowning in debt it can be an overwhelming feeling. You know you need to do something about your debt, but you aren’t sure what to do or what the best option is. If you’re looking for a consolidation program in Delray Beach, it’s important to be careful of scams and programs that promise to eliminate your debt with little to back up these promises. At The Law Offices of John E. Mufson, we can help you find the right debt relief for your financial situation. Our attorneys will work with you and see how you can attack and eliminate your debts.  

Is bankruptcy an option for me?

Many people think that bankruptcy is a bad idea and they don’t think it should be an option for them. So instead they look for consolidation or debt relief programs as a way to reduce or eliminate their debts. Many of these programs don’t work like they promise, and often can leave the person in further debt as a result of these programs. When you work with an attorney to try and get your debt under control, you can find the best debt relief option for your situation. For some, bankruptcy might be the best option. Bankruptcy will issue an automatic stay which will prevent creditors collection attempts against you. When an automatic stay is in place, creditors are not allowed to: 

  • Foreclose on your home 
  • File a lien against your property 
  • Call you at home or work 
  • Evict you from your apartment  
  • Repossess property 

The Law Offices of John E. Mufson can help you determine if bankruptcy is a good option for you. Each person is in a different situation financially and there is no one way to reduce or eliminate debts that will work for everyone. Our attorneys are here to help you and make sure you stay away from potential debt relief scams or other programs that could end up putting you in a deeper hole financially.  

While filing for bankruptcy scares many people, it can often be a good solution for those drowning in debt. It gives you the opportunity to start fresh without all of the debts you currently have. At The Law Offices of John E. Mufson we’ll make sure you are given the best help to find a way to reduce and eliminate your debts. Call our office today to schedule an appointment with our attorneys.  

How to End Student Loan Harassment in Delray Beach  

Are you struggling with thousands of dollars in student loan debt and simply unable to make your minimum payments? Unfortunately, it’s a situation which many people find themselves in once they graduate. Finding a job right out of college can be difficult, and even with an entry level position it can be tough to afford your student loan payments. If you’re looking for a way to end the harassing calls from student loan collectors, The Law Offices of John E. Mufson may be able to help. With the years of experience John Mufson and his team have, we’re ready to help you find the solution for your student loan debt.   

Can my student loans be dismissed through bankruptcy?

Student loans are not forgivable through bankruptcy, but that doesn’t mean bankruptcy isn’t an option for you. For many people who have a lot of student loan debt, they also have other debts they’re struggling with as well. This could be credit card debt, car loans, or medical bills that have piled up. If you file for bankruptcy and have your other debts forgiven, it could give you the opportunity to put more of your money towards your student loans and get back on track.  

For those who are struggling with thousands in student loan debt, often times chapter 13 bankruptcy is the best option for them. Chapter 13 bankruptcy can put an immediate hold on repossession, foreclosure, and wage garnishment and will also stop interest on student loans from accruing. You also will be able to roll your student loan debts into your bankruptcy repayment plan.  

Because each person’s financial situation is different it’s important to work with a bankruptcy attorney. At The Law Offices of John E. Mufson we’ve been helping people eliminate and reduce their debts for more than 25 years. If you’re struggling with student loan harassment in Delray Beach, our team can help. Whether it’s filing for bankruptcy or finding another alternative to your debt problems our attorneys will provide you with every option you have available. To schedule a free case evaluation and to work with our team contact The Law Offices of John E. Mufson today.  

Should I file High Income Bankruptcy in Delray Beach?  

Even if you have a good job and make good money, you could still find yourself in a bad position financially. Many people find themselves unable to pay their bills, no matter the income level. If you’re struggling with debt and can’t pay your bills, high income bankruptcy could be an option for you. At The Law Offices of John E. Mufson, our attorneys can help determine the best course of action for you. Each individual is in a different situation financially and working with our Delray Beach bankruptcy attorneys can help decide what you should do to help your current financial situation.  

What form of bankruptcy is best for me?

If you earn a high wage, you could still file for bankruptcy depending on your situation. There are many people who make good money but make bad decisions financially and find themselves buried in debt. Other times, it could be due to a medical emergency or accident that causes you to have debt that you’re unable to pay back. John Mufson and his team of attorneys will work with you to help find what is the best option for you. With the different forms of bankruptcy, you need to work with an attorney to find what solution can help you get out of debt. Chapter 11 and chapter 13 are two options when it comes to filing for high income bankruptcy in Delray Beach. With a free consultation from The Law Offices of John E. Mufson, you’ll be on your way towards eliminating your debts and getting a fresh start financially.  

When it comes to bankruptcy there can be a lot that isn’t the easiest to understand. That’s why working with a bankruptcy attorney can help you find the best solution for you. Many people can find themselves drowning in debt because they’ve made some bad decisions in the past. You don’t have to continue suffering from those mistakes, and high income bankruptcy could be a solution to help you start fresh.  

John Mufson has over 25 years of experience working as a bankruptcy attorney in Delray Beach. With the help from Mr. Mufson and his attorneys you can eliminate your debts and work towards a fresh start financially. The Law Offices of John E. Mufson can help see if filing for high income bankruptcy is the best option for you. We all have different financial situations, and working with our attorneys can help find the best bankruptcy solution for you.  

 

How can a Chapter 7 Bankruptcy Lawyer in Delray Beach Help Me? 

Bankruptcy is a work that many people don’t like to hear, and they don’t think it’s a good option for them. For those who are struggling with debt, bankruptcy could be an option for you. Depending on the amount of debt you have and the type of debt, filing for bankruptcy could provide you with the debt relief you need and allow you to start fresh. Chapter 7 is one form of bankruptcy for individuals, and if you’re thinking about filing talking to a chapter 7 bankruptcy lawyer can help you. At The Law Offices of John E. Mufson, we have a team of attorneys who can help you find the best relief option so you can get rid of your debt.  

What is chapter 7 bankruptcy?

Chapter 7 bankruptcy is the liquidation form on bankruptcy. In this form of bankruptcy all items will need to be sold in order to pay back debt. If there is other debt left over, it will be erased and you’re able to start fresh. Chapter 7 bankruptcy can put an end to collection attempts, and if your home is in foreclosure an immediate hold will be placed on the process.  

Chapter 7 bankruptcy is typically for those who are unable to make even the minimum payment on their bills and debts. Individuals who qualify will be able to see harassing credit collections calls end, and will be able to eliminate the debts that they have piled up. With the help from our team at The Law Offices of John E. Mufson you can see if you’re eligible to apply for chapter 7 bankruptcy. Even if you aren’t eligible, our attorneys will work to help you find the best debt relief option available.  

Many people struggle with debt and getting out of debt can be difficult. If you find yourself buried in debt it’s time to speak with our chapter 7 bankruptcy lawyer in Delray Beach. At The Law Offices of John E. Mufson we have a team of attorneys who can help you. Whether you file for chapter 7 bankruptcy or find another debt relief option that better fits your financial situation, our team at The Law Offices of John E. Mufson wants to make sure you’re able to get the debt relief you need. To learn more about the different options that may be available to you contact our team at The Law Offices of John E. Mufson today.  

 

Call a Bankruptcy Defense Attorney in Delray Beach 

It can be easy to fall into debt problems and debt can add up in a hurry. Before you know it, you could have tens of thousands of dollars worth of debt and no way to pay it back. If you find yourself in a situation where you’re buried in debt, speaking to a bankruptcy defense attorney can help. Many people think that bankruptcy isn’t a good option for them, but it could actually help relieve you from your debts, allowing you to get a fresh start. At The Law Offices of John E. Mufson, we have an experienced team of bankruptcy defense attorneys in Delray Beach and we can help you. Whether you’ve been struggling with debt for years or you just started falling into debt, a call to our team can help.  

Should I file for bankruptcy?

Each person’s financial situation is different and that’s why it’s important to speak with an attorney before you do anything. When you contact our team at The Law Offices of John E. Mufson you can see if bankruptcy is an option for you. Chapter 7 and chapter 13 are the two most common forms of bankruptcy for individuals looking to file. With the help from our attorneys we can help you find the best bankruptcy option or debt relief plan for your financial situation. 

If you think filing for bankruptcy could be an option for you there are many things to make sure you consider. Once you file, the harassing calls from debt collectors will cease, and you’ll be able to focus on rebuilding your credit. Bankruptcy could provide you with a fresh start, where with good financial decisions you can build your credit and avoid falling into debt again.  

If you’re struggling with debt, our bankruptcy defense attorneys in Delray Beach can help. The Law Offices of John E. Mufson can help you find the best debt relief plan for your financial situation. There are different forms of bankruptcy, and depending on the amount of debt you’re in and the type of debt you have can determine which form is best for you. To see what option is best for you, contact our bankruptcy defense attorneys in Delray Beach today.  

What is the best Debt Solution for me in Delray Beach?  

Many people find themselves in a position where they are struggling with high amounts of debt. If you’ve fallen deep into debt and are wondering what to do next, finding a good debt solution in Delray Beach starts with speaking to a bankruptcy attorney. At The Law Offices of John E. Mufson, we have a team of experienced attorneys who can help you find the best debt solution for your current financial situation. Bankruptcy is one option that you may have, but there are also other possible solutions to help you get out of debt.  

Are there debt solutions that can work for me?

Bankruptcy is something that is scary for many people to think about. If you’re in debt and looking for a debt solution there are different options to look at. Instead of filing for bankruptcy many people try other forms of debt relief including loan modifications, debt consolidation, and other debt workout schemes. Many of these programs won’t help you financially and can actually put you in a worse financial situation. To learn about possible debt relief options it’s important to speak with a knowledgeable attorney. Learning about possible debt relief options from our team at The Law Offices of John E. Mufson can help you avoid potentially bad debt relief schemes.  

Each person’s financial situation is different. The type of debt you have and the amount of debt you’re in can help determine what debt solution will work best for you. Working with one of our attorneys at The Law Offices of John E. Mufson can help you find the right debt solution. We know that being in substantial debt can be overwhelming and stressful and we are here to help.  

Chapter 7 and chapter 13 bankruptcy are two of the options you’ll have to consider when thinking about debt relief options. Bankruptcy is a scary word for many people, but in some circumstances it can be the best option. Bankruptcy can protect you from creditors, repossession, and foreclosure.  

If you’re struggling with debt and looking for the best debt solution in Delray Beach contact The Law Offices of John E. Mufson today. Our team will look at your current financial situation and help you find a debt solution that works. We offer free consultations and will work with you until we find a debt solution for you.

What can a Foreclosure Defense Attorney in Delray Beach do for me? 

If you are facing a possible foreclosure or worry that your home may be foreclosed on, you need to speak with an attorney right away. A good foreclose defense attorney in Delray Beach can help figure out the options you have and help you avoid your home being foreclosed on. The Law Offices of John E. Mufson has a team of attorneys who can help you if you’re looking for a foreclosure defense attorney in Delray Beach. Many people struggle with their finances and if you find yourself in a position where your home is being foreclosed or you fear foreclosure is coming soon, it’s time to speak with an attorney and see how we can help.  

How can a foreclosure defense attorney help me?

Foreclosure is scary to think about and nobody wants it to happen to them. It can be a very stressful and overwhelming to think about the possibility of losing your home. If you’re about to be foreclosed on the best thing to do is speak with a foreclosure defense attorney. Our team at The Law Offices of John E. Mufson can help you find the best solution to help keep your home and avoid foreclosure. We offer free case evaluations and will work in your best interest so you can keep your home.  

There are a few options when it comes to avoiding foreclosure and speaking with an attorney will give you the best chance at staying in your home. Chapter 7 bankruptcy is one option for you if you’re facing foreclosure. When you file for chapter 7 bankruptcy an automatic stay will be set in place which will stop all creditor actions. Chapter 13 is another form of bankruptcy that you may be able to file for, but it won’t guarantee that you can keep your home and avoid foreclosure. Each circumstance is different, which is why speaking with a knowledgeable bankruptcy defense attorney is important.   

If you fear foreclosure is close it can be a scary and worrisome time. You may not know what you should do next to try and avoid foreclosure and keep your home. At The Law Offices of John E. Mufson we have a team of foreclosure defense attorneys who will work to help you find a solution. Even if your home is in the foreclosure process you may be able to find a solution that allows you to keep your home. To learn more about the services we offer and how we can help you contact our team at The Law Offices of John E. Mufson today.

Is Chapter 13 Bankruptcy right for me? 

Many people find themselves in debt and they don’t even know how it happened. You don’t realize how much money you’re spending and then when you look at your credit card bills it can be out of control. Even if you’re responsible with your credit cards, there can be emergencies such as medical bills, car repairs, moving expenses and much more. The next thing you know you have more debt than you can handle and you’re looking for help. The Law Offices of John E. Mufson have a team of bankruptcy attorneys who can help you find a solution to your debt problems. When many people hear the word bankruptcy they get scared, but in certain cases filing for bankruptcy may be your best option.  

What types of bankruptcy am I eligible for?

There are two common forms of bankruptcy for people who are looking to file. The first is chapter 7 bankruptcy. In this form of bankruptcy you must liquidate your assets to pay back the debts you owe. The other option is chapter 13 bankruptcy, where you don’t need to liquidate your assets, but you are put on a monthly payment plan to help pay back your debts. This repayment plan with your creditors can help consolidate and reduce your personal debts. Typically this is a three or five year repayment plan, and after you’ve completed the repayment plan the rest of your unsecured debts are forgiven. Chapter 13 bankruptcy can also help save your home from foreclosure. Our attorneys will determine which bankruptcy plan is best for your financial situation and which plans you may qualify for.  

How can I get started? 

Finding the right debt relief option is important for you to get relief from the debts you’re currently struggling with. Our team at The Law Offices of John E. Mufson will work with you to make sure you get the best help to lower, reduce, and even eliminate your debts. We have more than 25 years experience working in Palm Beach County and the surrounding areas. Your in excellent hands when you work with our team. Call us today at (561) 272-1003 to learn about your debt reliefs options and how our attorneys can help you.

How to end Medical Bill Harassment in Delray Beach

When an emergency happens the costs can pile up. You get medical bills that seemingly never end and may be left wondering how you’re going to be able to afford these bills. If you have collection agencies calling you for late payments it can be frustrating. At The Law Offices of John E. Mufson, we can help you find a solution to your debt problem.  

Should I file for bankruptcy?

Filing for bankruptcy could be an option for those who are buried in debt. There are two main types of bankruptcy for individuals who are looking to file. Chapter 7 bankruptcy and chapter 13 bankruptcy are options, but depending on the type of debt you have and the amount of debt you’re in can determine which option is best for you. Our attorneys at The Law Offices of John E. Mufson can help you find the right type of bankruptcy for your situation.  

We want to help our clients succeed financially and for those who are buried in debt, filing for bankruptcy can give you the opportunity to start fresh. Medical bills are forgiven along with your other unsecured debts when you file for bankruptcy. Some other unsecured debts that are forgiven in Chapter 7 bankruptcy include:  

  • Credit card debts 
  • Personal loans 
  • Business debts 
  • Utility bills 
  • Collection agency accounts  
  • Attorney fees 

Accidents can happen at any time and the high medical bills can be very difficult for many people. If you don’t have a large savings or have other debts, finding a way to pay your medical bills can seem impossible. When you work with our attorneys at The Law Offices of John E. Mufson, we’ll help you find the best debt relief strategy. For some people, filing for bankruptcy can be an option. Once you file for bankruptcy and have your unsecured debts forgiven, you’ll be able to work on rebuilding your credit. Bankruptcy allows you to start fresh and with good financial decisions can put you in good position for the future. Contact John Mufson and his team today to learn more about how we can help you work towards eliminating your medical bills and other debts.

Can I file High Income Bankruptcy in Delray Beach?

People who make a lot of money can struggle with their finances and fall into debt just as easily as anyone else. When someone begins to make a lot of money or comes into money it can be hard to manage your money and you may accrue debt that you have no way of paying back. People from all walks of life can fall into debt and struggle, and finding a debt relief option to help reduce or eliminate your debts is important. The Law Offices of John E. Mufson can help you determine if filing for high income bankruptcy is an option for you. There are certain criteria that must be met before you can file for high income bankruptcy. Our team is here to help you determine if it is a possible solution to help you eliminate your debt in Delray Beach.

How can filing for high income bankruptcy help me?

Even those who have a high income can find themselves in financial trouble. Mismanaging your money can be easy to do and the next thing you know you’re in a ton of debt. You may feel like you’ll never be able to escape the debt you’ve found yourself in, and that’s where our team can help. Chapter 11 and chapter 13 bankruptcy are two options that you may have if you have a high income but are still drowning in debt. Our team at The Law Offices of John E. Mufson can help you find if either of these options will be best suited to help you eliminate your debts.

Chapter 11 bankruptcy is designed to help those who have a high income but are also struggling with debt. There are certain limits when it comes to filing for chapter 11 bankruptcy. You may need to file for chapter 11 bankruptcy if:

  • You have more than $360,475 in unsecured debt (credit card debt, medical bills, personal loans, etc.)
  • You have more than $1,081,400 in secured debt (mortgages, car loans, boat loans, etc.)

John Mufson has over 25 years of experience helping those in South Florida with debt relief and bankruptcy. Our team will work with you to help you not only find a debt relief option, but find the best option based on your financial situation. Many people think if they make a lot of money they won’t be eligible to file for bankruptcy. This isn’t the case. If you’re struggling with high debt you do have options and our team can help you find the best debt relief option so you can get rid of your debts in Delray Beach. Call us today to schedule your free consultation and see what our bankruptcy attorneys can do for you.