Bankruptcy's Automatic Stay Protects You From Creditors
If you are dealing with creditors calling you at home or work, talking to your neighbors, or threatening you with arrest or wage garnishment, there is way to get relief. At the Law Offices of John E. Mufson in Delray Beach, Florida, we provide a free initial consultation to answer your questions about what creditors are allowed to do and what is illegal under the Fair Debt Collection Act.
If you have serious debt problems, one of the most effective ways to stop creditor harassment is to file for protection under Chapter 7 or Chapter 13 of the U.S. Bankruptcy Code. Bankruptcy includes an automatic stay that prevents creditors from calling you.
What Is the Automatic Stay?
Filing bankruptcy includes an automatic stay that makes it unlawful for your creditors to take any adverse collection action against you, including filing a lien against your property, foreclosing on your home, evicting you from your apartment, repossessing your property, or even calling you on the phone. However, filing bankruptcy will not stop actions to collect back child support in Florida.
What Do I Do if a Creditor Keeps Calling Me?
As soon as you retain attorney John E. Mufson, you can stop creditor harassment as follows:
- The next time a creditor calls, refer them to attorney John Mufson.
- If the creditor does call you again, our office will send them a letter telling them to stop.
- If the creditor continues to call you, the harassment may be considered a violation of the Fair Debt Collection Act.
Filing bankruptcy gives you peace of mind of mind and time to work out your financial problems without the stress of creditors harassing you.
Free Lawyer Consultation
To discuss creditor harassment with bankruptcy attorney John E. Mufson, call 561-921-5982 / 800-571-8259 or fill out the contact form on this Web site. Our law office is located in downtown Delray Beach, across the street from South Palm Beach County Courthouse.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
