Helping You Get a Fresh Financial Start
If you are having problems with credit card debts, medical bills, wage garnishments, auto repossessions, home foreclosure or personal loans, filing Chapter 7 bankruptcy may give you a fresh start and keep creditors from harassing you.
At the Law Offices of John E. Mufson, we provide a free initial consultation to answer your questions about Chapter 7 bankruptcy. Attorney John Mufson has filed more than 2,000 bankruptcy cases for clients in Delray Beach and other communities in Palm Beach County, Florida.
What Is Chapter 7 Bankruptcy?
Chapter 7 bankruptcy is filed by individuals and small businesses seeking to eliminate unsecured debt. Unsecured debt includes credit cards, unsecured loans, medical bills and deficiencies related to repossessed motor vehicles.
Your Chapter 7 bankruptcy case is administered by a bankruptcy trustee. To qualify, you will need to file a means test. However, in more than 95 percent of the cases, the means test does not prevent our clients from filing Chapter 7 bankruptcy.
It is essential that you provide your lawyer a list of all of your assets, including any assets that you may have transferred to other individuals within the past two years before filing bankruptcy. If you are significantly behind on your mortgage payments or have other property that you would lose by filing Chapter 7 bankruptcy, you may be able to protect those assets and obtain debt relief by filing Chapter 13 bankruptcy.
In the majority of Chapter 7 bankruptcy cases we handle, the bankruptcy trustee finds that the case is a "no-asset case." This means that our clients can retain their primary residence and all of their personal property.
Answering Your Questions about Chapter 7 Bankruptcy
Will I lose any assets if I file Chapter 7 bankruptcy?
How do I stop creditors from harassing me?
What are the advantages of filing bankruptcy?
Free Lawyer Consultation
To discuss Chapter 7 bankruptcy with attorney John E. Mufson, call 561-272-1003 or fill out the contact form on this Web site. Our law office is located in downtown Delray Beach, across the street from South Palm Beach County Courthouse.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
